LIFEROC NEWS
Preventing Life Insurance Policy Lapses with Life Settlements
Did you know that 90% of your clients' life insurance policies will lapse prior to the client passing away? A Life Insurance policy can be one of your clients' most valuable assets. The good agents across the country realize this and are proactively reviewing their...
The Life Settlement Opportunity for Agent & Advisors
LifeRoc has helped agents nationwide identify and capitalize on countlessLife Settlement opportunities within their existing book of business. Life Settlements have become an increasingly important financial solution for seniors whose life insurance needs have...
LifeRoc Capital – Life Settlement Success Stories
3,241 people sold their life insurance policies in 2020 for a combined total of over $848 million. It’s a significant increase from the prior year despite the impact of COVID-19. (Source *Life Settlement Report, The Deal) Thousands of Americans benefit from selling...
Life Settlement Taxation Treatment – What You Need to Know
The Tax Cuts and Jobs Act of 2017 (TCJA) ruling resulted in more favorable tax treatment for life settlements. The TCJA Ruling 2009-13 established that the net proceeds from a life settlement are treated as ordinary income. The net proceeds of a life settlement is...
Navigating the Life Settlement Process
Understanding The True Value Of One Of Your Clients’Most Valuable Assets Traditionally, policy owners and advisors have used cash surrender value (CSV) as a benchmark of life insurance policy value. However, life insurance policy sale transactions (sometimes referred...
Life Settlement Industry Statistics
More than 71.5 million baby boomers live in the U.S. and many face greater retirement challenges than retirees a decade before them.* The Stanford Center for Longevity reports that baby boomers hold less wealth, carry more debt and will face greater expenses in...
Life Settlements & Fiduciary Responsibility
Policy owners age 65 and over forgo $57 billion of life insurance coverage annually! This staggering figure highlights the inequity that exists for those clients that have built life insurance portfolios over the years only to have them go by the wayside with little or no value. This situation not only affects the client and their beneficiaries but it also puts you as the fiduciary at risk, as lawsuits against advisors who have failed to show an alternative exit plan are becoming more prevalent by the day.
How Retained Death Benefit Life Settlements Work
With the US population turning 65 at the rate of 10,000 per day and expected to continue through 2036 , our clients find themselves facing lifestyle changes and financial planning adjustments that will impact their quality of life for many years to come.
Life Settlement Programs for Challenging Cases
LifeRoc is known for our unique programs and outside-the-box solutions when it comes to challenging life settlement cases. Our team has a history of delivering leading offers and solutions through our large global network of buyers.
LifeRoc: The Leading Life Settlement Model in the Industry
Life Settlements are in high demand, and a must have tool for top financial professionals working with the growing retirement age population. As the market grows, so does the need for transparency and a high touch approach to the life settlement process.
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