Does Your Client’s Financial Plan Include Life Settlements?

As you plan for a client’s retirement, it is important to consider various factors to ensure adequate liquidity for their financial needs.


Here are several important considerations to keep in mind:

  1. Social Security: Is it in your client’s best interest to delay receiving Social Security payments or might they be better served to receive social security payments as soon as possible?
  2. Reverse Mortgage: If loved ones are counting on inheriting the value of the home, be sure to assess the implications of a reverse mortgage on their inheritance.
  3. Employment: Evaluate whether there is a need for your client to continue working, if so, for how many years? Or if there are alternative ways for supplementing income during retirement.
  4. Life Settlements: A life settlement allows policy holders to receive cash today by selling their life insurance policy while also eliminating the expense of paying premiums. A life settlement can provide immediate liquidity that can then be used by your client in a variety of ways during retirement.

Do your clients know how much their life insurance policy is worth to them while they are alive? A life settlement valuation is an important part of your clients’ retirement planning.


LifeRoc is here to help advisors and their clients successfully navigate the life settlement market and process. Call our team today at (888)662-0180 for a free policy valuation