LifeRoc is known for our unique programs and outside-the-box solutions when it comes to challenging cases. Our team has a history of delivering the best offers and solutions through our large global network of buyers.
Policy owners age 65 and over forgo $57 billion of life insurance coverage annually! This staggering figure highlights the inequity that exists for those clients that have built life insurance portfolios over the years only to have them go by the wayside with little or no value. This situation affects the client and their beneficiaries when alternatives like life settlements aren’t a part of the conversation or solution. Do you have a client who meets the case criteria below or a difficult to place life settlement case?
LifeRoc’s Unique Programs & Solutions
TRADITIONAL LIFE SETTLEMENT
POLICY TYPE: Convertible Term, Whole Life, Indexed Universal Life, Survivorship Universal Life, Universal Life, Variable Universal Life
AGE: 70+
FACE AMOUNT: $100K +
HEALTH: 4 Tables of Health Change Since Issue
CONVERT TO CASH
POLICY TYPE: Convertible Term
AGE: 63+
FACE AMOUNT: $2M +
HEALTH: Standard or Better at Issue
GUARANTEED UNIVERSAL LIFE
POLICY TYPE: Guaranteed Universal Life
AGE: 73+
FACE AMOUNT: $250K +
HEALTH: Any
NON-CONVERTIBLE TERM
POLICY TYPE: Non-Convertible Term
AGE: Any
FACE AMOUNT: $100K +
HEALTH: Severe Impairments
WHOLE LIFE LOAN RESCUE
POLICY TYPE: Whole Life
AGE: 50 to 65
FACE AMOUNT: Any
CASH VALUE: $500k to $2.5M
HEALTH: Any
CARRIERS: Mass Mutual, Penn Mutual, New York Life, Ameritas, Guardian Life, Northwestern Mutual