With billions in life insurance lapsed annually, top advisors are turning to LifeRoc’s proven model, competitive execution, and concierge support to deliver stronger results — and grow their business.
As more seniors turn to life settlements to unlock the value of their life insurance policies, LifeRoc continues to gain national market share year after year, thanks to our proven model, strong funder network, and unwavering commitment to our partners.
“It’s a tremendous honor to have moved up the market share rankings so quickly. That means we’re delivering real value to advisors and policy owners, as more people continue to choose LifeRoc for their life settlement needs.”
— Aaron Giroux, CEO of LifeRoc
The Life Settlement Market Is Growing — LifeRoc Can Help You Capture It
Every year, billions of dollars in life insurance is surrendered or lapsed, even when a life settlement could offer far more. According to the Life Insurance Settlement Association (LISA), licensed providers completed just 2,699 life settlement transactions in 2024, totaling approximately $601 million in payouts.
These transactions *represent just a tiny fraction of the more than *11 million policies — valued at over $754 billion — that are surrendered or let lapse annually in the U.S.(LISA 2024 Market Data Report)
That means the gap between what’s possible and what’s actually captured is massive — and top advisors are proactively stepping in to bridge this solution for their clients.
When policies are no longer needed, too expensive, or underperforming, a life settlement can help unlock value that would otherwise be lost. The opportunity isn’t emerging — it’s already here.
LifeRoc’s Life Settlement Model Was Built With This In Mind
Whether you’re new to the space or already placing cases regularly, here’s what makes LifeRoc the trusted provider for top advisors who take this market seriously:
Direct AccessTo Top Life Settlement Funder Network
LifeRoc’s large, leading network of global funders — means no broker layers, no 3rd party commission splits and:
- Broader funder exposure = strong opportunity for your client’s policy
- Faster, more predictable execution
- 100% of the gross offer goes to you and your client — no third-party broker commissions
Intelligent Case Design & Life Insurance Expertise
With over $20 billion in face amount settled in our careers and 200+ years of combined experience, our team knows how to design, structure qualified cases to perform in the secondary market.
From trust-owned policies to complex medical underwriting, we bring white-glove strategy, speed, and insight to every transaction.
Fast, 24 Hour Life Insurance Policy Appraisals
We deliver no-obligation appraisals within 24 hours — to quickly learn if your client qualifies and what their policy may sell for with no obligation to sell.
Concierge Service And Support, End-To-End
You stay client-facing and in control. We handle the details — from carrier coordination and medical records to pricing and negotiation — so you can focus on the relationship with your client.
Why LifeRoc Is Leading The Way In Market Share Growth
Our continued growth is driven by one thing: Expert execution that builds long-term trust.
- Direct access to the industry leading network of funders
- No 3rd party broker commission splits — you and your client keeps more
- Speed and professionalism your clients will thank you for
- A reputation for delivering strong results, even in complex cases
Whether it’s a one-off policy review or a large pipeline of high-net-worth cases, we help advisors convert complexity into clarity — and value.
Ready To See What Your Client’s Policy Might Be Worth?
If you’ve identified a candidate — or want to explore how life settlements might enhance your income planning strategy — we’re here to help.
You’ll receive:
- Free detailed policy appraisals in 24 hours
- Sales Assistance if requested on presenting options to your client
- Leveraged expertise from case design through closing
You’ve Built The Relationship. Let LifeRoc Help You Deliver Results
The secondary market for life insurance is growing — but it’s still underutilized. That creates a powerful window of opportunity for advisors and insurance professionals who are willing to lead the way.
Call LifeRoc today to review your next case and experience the difference.